Direct Deposit

Does anyone know which bank the direct deposits will be set up with this year? Thanks!

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Accomodations~Concierge '02

Accomodations~Concierge/Reservations '04

US Bank

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'04 TL Power Tower
'03 WT crew/ATL Sky Ride
'02 WT crew

I'm new this year...how do you get direct deposit set up?

When you get your first check you go to the location where they are doing Direct Deposit sign ups. Usually in Cedars. There will be signs lettign you know where to go. You can only use one bank for Direct Deposit. it has been US Bank for the past few years.

I wouldn't recommend to people who are thinking about doing US Bank direct deposit. I lost my bonus 2 years in a row to US bank and totalled in almost $2000 in lost money US Bank refuses to recover.

To explain what happened there, after my bonuses were deposited, boths years in a row, after a week or two, when I made deposits they would hold them for a week or two, while still processing my debits. Therefore I would end up with overdraft fees up the wazoo, and then at the end of the hold week or weeks they would then deposit the deposits. Also, another one of my problems was mysterious withfrawals to a fictional account were occuring. $50 to $100 a week.

I will admit if I goofed up and wrote a check and used my debit card. But if I deposit something, should it be deposited the next business day and not the next week or so? It did it that way for about a year for me. I complained to the branch manager she refunded me $200 that was it. I lost $2000. Then I made a complaint to corporate, who recognized the holds and the moving of money to a fictional account. They did nothing but say We're sorry.

Eventually I did stop using the account got a new bank. Wouldn't you know it, I haven't had any overdrafts......

So based on my experiences with US Bank, I would recommend not getting direct deposit if CP does it through US Bank.

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- Chris -
Monster/WW ATL 02
Monster WW TL 03
Antiques/Swings TL 04
*** This post was edited by Flisk 4/7/2004 2:35:04 PM ***

Go National City, that's the best choice in my opinion. You can use all the ATMs in CP, and in CP housing without a service charge, and the bank is right down the road so it's not hard to deposit or cash checks. I suppose if you didn't have a car it could be a slight problem, but there you'll meet plenty of people this summer, and I'm sure most will have cars.

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Brent Haley
Gemini Crew '02
Dragster Crew '03, ATL '04

I agree with Chris. Don't use US Bank (if that's the bank CP is going through again). I'm going through Fifth Third Bank now and I haven't had any problems.

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Park Services 98'
Snake River 99'00'
Peanuts ATL 01'
GW/SS/Schwab TL 02'
Kiddy Kingdom TL 03'
Snake River Falls TL 04'

Brently is soooooo smart. GO WITH NATIONAL CITY! u can withdraw money on-point with no charge. it's def smart to go with national city. :-D

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Brian :-P

Dragster Crew 2004
SuperScrew Crew 2003

I had nothing but problems with US Bank my first season.

Got to love a bank where you close the account, then 3 months later they try to nail you with $100 in charges because you've let you account goto zero.

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June 11th, 2001 - Gemini 100
VertiGo Rides - 82

Sounds like US Bank loves to get money, not take care of it's customers.

After reading Robs post there, I hope my drama with US Bank doesn't continue, with a letter in the mail. I can see the letter now:

"Dear former US Bank customer:

We regret to informyou that there is a $70 dollar closing fee on top of your $0 balance producing a $33 overdraft fee. Also, due to your numberous complaints we have assessed a $200 complaint fee. Please forward $303 dollars to avoid further legal action. Please make it out to US Bank Pocket Change Fund.

Thank You, our lawyers will contact you shortly.

US Bank"

Anyways, Hearing other stories on how US Bank tries or has successfully taken someone money. It makes me feel better knowing I'm not the only one.

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- Chris -
Monster/WW ATL 02
Monster WW TL 03
Antiques/Swings TL 04
*** This post was edited by Flisk 4/7/2004 4:50:51 PM ***

Don't let people scare you, I have had US Bank for 2 seasons and I never had any problems with checks being deposited or bonuses. I think its nice to wake up on Thursday mornings and already have your money in your account.

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2001-2003 C.P. Admissions - Resort Gate
2004 Put-In-Bay

US BANK gave me problems when i quit cedar point so if u r not going to stay at cp dont bother getting direct deposit it will give u a lot of trouble getting rid of it

I've had my fair share of problems with US Bank. For the direct deposit, I don't use it. I had problems with it when I used it with my other job. I wouldn't suggest opening an account with US Bank, ever since they changed from Firstar it's been downhill. Well thats my opinon of it. Like Brent said, National City is right down the road, and you're gonna meet a ton of people. I'm sure one of them has a car and would give you a ride to the bank.

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Monster/W.W. Crew '04
Monster/W.W. Crew '03

I agree or they have Key or 5/3rd bank so u dont nessescerly have to open an direct deposit account at US Bank

I've had US Bank since it was Star Bank, so I've seen it go thru many changes. I've not once had a problem with them in the many years I've had my account.

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Hotel Breakers Desk staff - 2002
Hotel Breakers FOM - 2003
I wish I could come back for another season...:(

Just to put my .02 in, I didn't have any problems with Star and the direct deposit was quite nice, but I DID hear about fees and garbage
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'02, '03 Foods Area Sup (area 3)
'04: S, D, R+R

I never had a problem with US bank. If you're careful with your money, you should be fine. But im all about saving money this season, so i'm opting out of direct deposit. Sending every other paycheck home! Otherwise you'll just blow it all on crap.

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'02 Merchandise
'03 Thunder Canyon
'04 Gemini

*cringes at the mention of US Bank*

Let's just say, because of all their fun "hidden" fees I now owe them over $800 and my credit rating has plummeted to levels I never thought possible :/... And all because I overdrafted by just over a dollar and no one cared to tell me about it. It wasn't even mentioned on my statements!!

I'm staying FAR away from US Bank this season, and starting a nice, SAFE, trusting account with National City (savings of course). I don't need to be yanked of my money whilst I save for my rollercoaster escapade in Japan next year...

Question, how come CP doesn't use National City, especially when they have NC ATMs in the park?! I never quite understood that whole thing...

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2003 - Mean Streak
2004 - Corkscrew / Super Himalaya

Peggy explained this to me at the beginning of the season while she was hanging out at our entrance. CP doesn't direct deposit the way most jobs will direct deposit. What they do is instead of the money automatically being deposited in your account, CP prints of checks for everyone, and for those people who have direct deposit, CP takes their check to USbank and deposits them. So it's not really direct deposit, it's just someone else depositing your check. She also said the reason they use USBank is because that's the only bank that will work by that system.

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Brent Haley
Gemini Crew '02
Dragster Crew '03, ATL '04

(Roller coaster escapade in Japan? Oh wow, that would be so awesome!)

I've had 5/3 every year since CP last used that bank in 2001. They're quite a decent bank, and the free checking and debit card (if you remember to always use it as *credit*, not debit ^_~) is rather handy. You can check your statements online so you don't have to change your permanent address where the paper statements are sent.

Obviously, I have to drive to take my checks to the bank, but it's quite close to the Sandusky Mall so if one doesn't have a car, one can walk.

I don't know about the other banks... I suppose they're good, but I don't have much experience with them. It might be good to choose a bank that has many locations where you will be living after you're done at the Point. That way you don't have to close out your account at the end of the summer.

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~Lee~

Group Sales ATL '01
Group Sales TL '02
Park Admissions Zone 5 Supervisor '03
Park Admissions Supervisor '04
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"The greatest leaders don't take credit for their actions; they don't have to."

Thanks for the explanation Brent02! The purpose kind of evades me... but oh well, I'll take the extra half hour to cash my check at Cedars or deposit it somewhere I have an account ^_^.

The one thing I DID like about US Bank was the tellers were usually open until, what, 8PM? So you could always run in and do whatever teller transactions you needed to do!

Lee - Yeah, a few of us CP'ers are running off to Japan next March to hit the parks and do some cultural sightseeing (I'm suprised, LOL, it's been close to two years since my last trip to Tokyo. Used to go about two to three times a year when I lived in Hawaii!). So yeah, I need a good bank so I can save the money to pay for the trip, and have a little left over to go on a shopping spree in Shibuya and Akihibara :)!

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2003 - Mean Streak
2004 - Corkscrew / Super Himalaya