Money question

Its always good to have some cash on hand.

You guys should get banks that don't charge you those fees. All of my banks actually refund me money that third party banks charge me for using their ATMs. Plus, they don't charge me for using those ATMs. The banks are out there. Gotta make them work for your money!!

My credit union refunds other bank's ATM fees. Every month they deposit it back into my account. It's nice!